Terms of Service

1. Acceptance of Terms

By accessing and using InsightBridge Academy's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

InsightBridge Academy provides online educational services including:

• Online courses in business analysis, data science, and related fields
• Digital educational materials and resources
• Student support and community forums
• Certification programs
• Career guidance and mentorship

3. User Accounts

To access certain features of our service, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use

4. Payment and Refunds

Payment Terms:

• All course fees must be paid in full before accessing course materials
• Prices are subject to change without notice
• Payment processing is handled by secure third-party providers
• All sales are final unless otherwise specified

Refund Policy:

• 30-day money-back guarantee for all courses
• Refunds must be requested within 30 days of purchase
• Refunds are processed within 5-10 business days
• Certificates earned cannot be retained after refund

5. Intellectual Property

All content provided through our platform, including but not limited to text, graphics, logos, videos, and software, is the property of InsightBridge Academy or its licensors and is protected by copyright and other intellectual property laws.

You agree not to:

• Copy, distribute, or reproduce course materials without permission
• Share login credentials with others
• Use content for commercial purposes without authorization
• Reverse engineer or attempt to extract source code

6. User Conduct

You agree to use our services responsibly and not to:

• Violate any applicable laws or regulations
• Harass, abuse, or harm other users
• Post inappropriate, offensive, or illegal content
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our platform
• Use automated systems to access our services

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as outlined in our Privacy Policy.

8. Disclaimers and Limitations

Service Availability: We strive to maintain continuous service availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue services with or without notice.

Educational Outcomes: While we provide high-quality educational content, we cannot guarantee specific learning outcomes, job placement, or career advancement.

Limitation of Liability: To the maximum extent permitted by law, InsightBridge Academy shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

9. Termination

We may terminate or suspend your account and access to our services at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

You may terminate your account at any time by contacting our support team. Upon termination, your right to use our services will cease immediately.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which InsightBridge Academy is incorporated, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the new Terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: legal@insightbridge-academy.com
• Phone: +1 (555) 123-4567
• Address: 123 Education Street, Learning City, LC 12345